1109 Ponce de Leon Blvd., Coral Gables, FL 33134

J’ai suivi mes parties à Casoola Casino pendant trois mois : les données pour la Belgique

Je me considère comme un joueur belge et les casinos en ligne représentent mes loisirs https://casoolacasino.eu/fr-be/. On parle toujours de jeu responsable, mais je désirais comprendre ce que cela voulait dire pour moi, dans les faits. J’ai entrepris un suivi personnel de trois mois en jouant exclusivement sur Casoola Casino, une plateforme que je vois souvent citée ici. Mon idée était simple : enregistrer tout. Mes pratiques, mes dépôts, mes gains, mon temps. Remplacer les impressions vagues par des chiffres. Ce qui suit est le récit de cette immersion. Les résultats m’ont offert quelques surprises sur ma propre discipline et m’ont appris beaucoup sur l’offre de Casoola pour les Belges.

Comment se fait-il que j’ai opté pour de maintenir un journal de jeu détaillé

Je souhaitais en avoir fini avec le manque de clarté. Comme nombreux, je me racontais que je jouais “raisonnablement”, mais sans aucune preuve. Une échange avec des proches sur la clarté des casinos en ligne a tout initié. J’ai choisi Casoola Casino parce qu’il a une licence de la Commission des Jeux de Hasard belge, la CJH. Ce environnement régulé m’offrait confiance. Et son interface est développée pour les utilisateurs, les joueurs locaux. Tenir un journal journalier m’a sorti du vague pour entrer dans les faits. Quel nombre de sessions par semaine réellement ? Quel budget mensuel était débité réellement de mon compte ? Cette auto-observation tendait à rendre mon jeu plus lucide, plus maîtrisé, en le transformant en données.

L’influence des bonus Casoola sur mon approche de jeu

Casoola présente des bonus de bienvenue et des tours gratuits pour les joueurs belges. J’ai utilisé ces offres pendant ma période de test. Voici comment elles ont pesé dans la balance.

  • Les tours gratuits m’ont donné la possibilité de tester de nouvelles machines à sous sans entamer mon argent. Ils ont même rapporté quelques petits gains retirables une fois les conditions de mise acquittées.
  • Le bonus de bienvenue sur dépôt a augmenté mon bankroll de départ. J’ai pu jouer plus longtemps sur les jeux de table grâce à cela.
  • Par contre, les conditions de mise, souvent à x35, m’ont rappelé l’évidence : ces bonus ne sont pas de l’argent gratuit. C’est un instrument pour explorer la plateforme.

Au final, ils ont contribué à de la valeur à mon expérience, mais ils ne m’ont pas fait gagner sur la durée.

Les instants de la journée où je pratiquais le plus (et le moins)

En croisant les heures et les résultats, un schéma est survenu. Je jouais le plus souvent le soir, après 20h, pendant mon temps de relaxation. Ces sessions étaient aussi les plus longues. Paradoxalement, mes parties du samedi après-midi, plus espacées, affichaient un meilleur taux de gain. J’étais probablement plus attentif et moins fatigué. Les sessions en semaine étaient brèves, souvent déclenchées par une offre promotionnelle à durée imposée. Une règle s’est formée d’elle-même : éviter de jouer le matin ou tard dans la nuit.

Analyse de mes jeux préférés : slots vs. jeux sur table

Les données ont été évidents sur mes goûts. J’ai consacré 70% de mon temps sur les jeux sur les bandits manchots. La diversité des produits sur Casoola, comme “Book of Dead” ou “Gates of Olympus”, y est pour une grande part. Mais ces parties étaient aussi les plus aléatoires. Les 30% restants se répartissaient entre la roulette européenne et le blackjack. Et là, l’analyse est intéressante : mon pourcentage de gain ressenti était bien supérieur sur les jeux de casino. Au blackjack notamment, une stratégie de base m’a aidé à contrôler les déficits. Les bandits manchots, c’était le divertissement et les récompenses. Les jeux sur table requéraient plus de réflexion et d’attention.

Changement de mon manière d’agir : du 1er au dernier mois

En analysant mes statistiques mois par mois, j’ai vu mon façon de faire changer. Le premier mois, c’était l’excitation et l’exploration. Les dépôts étaient plus nombreux, le temps passé à jouer plus important. Le deuxième mois, une routine plus structurée s’est établie. Les parties se faisaient plus rapides, mais plus ciblées. Le troisième mois a été le plus sobre et le plus stratégique. J’appliquais les enseignements apprises. Trois évolutions principaux synthétisent cette progression.

  1. Fréquence des versements : Je suis allé de 18 versements le 1er à juste 12 le dernier. J’ai privilégié à la pertinence à la masse.
  2. Préférence des jeux : La portion du temps accordée aux jeux de table est passée de 20% à près de 40%. Je comptais moins des machines à sous.
  3. Réponse aux pertes d’argent : J’ai retenu à m’interrompre brutalement après deux sessions négatives d’consécutives. Cela m’a empêché de tenter à compenser mes pertes d’argent.

Cette progression démontre comment la simple récolte de informations peut conduire à une pratique plus adulte.

Durée écoulée : la vérité de mes sessions journalières et hebdomadaires

Le temps a été la donnée la plus éclairante. J’ai minuté chaque session. En moyenne, une session durait 42 minutes. La plus longue a frôlé 1h50, un week-end. La plus courte s’est interrompue à 12 minutes, pendant une pause déjeuner. Par semaine, je accordais environ 2h30 à jouer. Ces chiffres m’ont apaisé. Je demeurais loin des excès. D’ailleurs, l’historique des sessions accessible dans mon compte Casoola concordait à mes propres mesures. Les outils de suivi de la plateforme sont dignes de confiance.

La façon dont : comment j’ai recueilli et classé les données

J’ai utilisé un tableur. Après chaque connexion, je le remplissais sans attendre. Pour être précis, je reportais l’heure de début, l’heure de fin, le jeu sur lequel je jouais, le montant du dépôt et le solde en fin de session. Je calculais ensuite le résultat net. J’ai séparé les jeux en quatre catégories : les machines à sous, la roulette, le blackjack et les jeux de table en direct. J’ai même intégr une colonne pour mon état d’esprit (détendu, concentré, frustré) afin de chercher un lien avec mes performances. Tous mes dépôts transitaient par Bancontact, c’est mon option préférée sur Casoola.

Les indicateurs principaux : dépôts, gains et solde net sur la durée

Sur ces trois mois, soit 90 jours, je me suis rendu 47 fois. Cela fait environ trois ou quatre sessions par semaine. J’ai apporté au total 1250 euros. De mon côté, les gains totaux, que j’ai soit sortis soit réinvestis, ont atteint 1087 euros. En fin d’expérience, mon solde net indiquait donc une perte de 163 euros. Cela constitue à peu près 13% de la somme que j’avais déposée. Cette perte est bien réelle, mais elle est restée en dessous à ce que je craignais. Elle était liée aussi au budget que je m’étais fixé sans vraiment le formaliser. Cela m’a montré une chose : même en perdant, une rigueur sur les dépôts permet de contenir les choses.

Enseignements tirés : ce que ces données ont changé à ma façon de jouer

Cette expérience a tout transformé pour moi. D’abord, j’ai saisi que le jeu n’est pas une source de revenus. C’est un passe-temps avec un coût, et je connais désormais ce coût. Ensuite, voir le temps consacré en chiffres m’a poussé à être strict sur les limites. J’ai activé les rappels de durée dans les paramètres de mon compte Casoola. Troisièmement, j’ai élargi mes parties vers plus de blackjack, pour une expérience qui demande plus de stratégie. Enfin, j’ai compris à séparer clairement l’argent du divertissement de mon budget mensuel général. C’est une séparation mentale indispensable pour garder une pratique saine. Ces leçons sont devenues mes règles de base.

FAQ

Est-ce que Casoola Casino est-il autorisé et sécurisé pour les joueurs en Belgique ?

Certainement, tout à fait. Casoola Casino travaille avec une licence de la Commission des Jeux de Hasard belge, la CJH. Le numéro de licence est OJH/ARFA/23/0108. Cela confirme que la plateforme suit les lois belges sur les jeux d’argent. Ces lois couvrent la protection des joueurs, le jeu responsable et l’équité des jeux. Vos fonds et vos informations personnelles sont dans un cadre régulé et surveillé.

Par quel moyen administrez-vous vos dépôts et limites de jeu après cette expérience ?

Je suis devenu bien plus méthodique. Je me établis un budget mensuel pour les loisirs, incluant le jeu, et je ne le dépasse pas. Sur Casoola, j’utilise les outils de limites de dépôt que j’ai configurés dans mon compte. Je fais surtout des dépôts uniques via Bancontact avant une session, plutôt que de laisser une grosse somme sur mon compte joueur. Cela provoque une pause naturelle pour réfléchir.

Ces bonus sont-ils vraiment la peine sur Casoola Casino ?

Effectivement, mais à condition de les voir comme un outil de découverte, pas comme un ticket pour gagner. Ils augmentent votre bankroll et vous laissent tester des jeux. L’important est de toujours lire les conditions de mise (souvent x35 pour le bonus) et de ne prendre que les offres qui correspondent aux jeux que vous aimez. Les tours gratuits sans dépôt sont parfaits pour essayer de nouvelles machines à sous sans risque.

Quelles machines recommanderiez-vous à un joueur novice belge sur Casoola ?

Je conseille de débuter par les machines à sous à basse volatilité, comme “Starburst”. Les sessions durent plus longtemps avec des gains plus nombreux. Ensuite, on peut découvrir la roulette européenne, dont les règles sont simples. Casoola présente aussi des jeux de table avec des mises minimales basses, parfaites pour s’initier au blackjack sans pression. Employez d’abord le mode démo pour vous faire la main.

De quelle manière suivez-vous pour suivre votre temps de jeu de manière optimale ?

Je combine deux méthodes. Je configure toujours un chronomètre ou une alarme sur mon téléphone avant de commencer. Et j’déclenche les alertes de temps dans mon compte joueur Casoola. On les repère dans les paramètres de jeu responsable. Ces rappels automatiques sont cruciaux pour ne pas se laisser distraire. Consulter régulièrement l’historique des sessions donne aussi une vue d’ensemble précise.

Croyez-vous que votre expérience est représentative pour tous les joueurs belges ?

Non, pas du tout. Mon expérience est uniquement personnelle. Elle ne traduit que mon propre comportement. Chaque joueur a un profil, un budget et des préférences particulières. Mon but en divulguant ces données est d’promouvoir l’auto-réflexion, pas de donner un modèle. Ce qui est général, c’est l’utilité de se fixer des limites et de jouer seulement sur des sites autorisés comme Casoola pour être protégé par la loi.

Terms and Conditions

Welcome to the Style Ventures, Inc. dba. "Travel with Style" website (the "Website"). The terms "we", "us", "our", and “Travel with Style" refer to Style Ventures, Inc., a Florida corporation. The term "you", “customer”, or “the traveler” refers to the customer visiting or using the Website and booking a reservation through our customer service agents. Where reference is made to both Travel with Style and the customer, they may collectively be referred to as the “parties.”

1. REGISTRATION AND PAYMENT

A deposit of 30% is required at the time of booking. We accept payment via Zelle, Venmo, credit card, check, wire transfer or money order. The balance is due 90 days prior to departure. If your reservation is made within 90 days of departure, the entire cost of the trip must be paid at the time of confirmation.

2. CANCELLATION

All cancellations of confirmed reservations are subject to a $100 per person administrative fee. Cancellations 90 days or more prior to departure will receive full refund minus the $100 per person administrative fee. Cancellation at 89 days or less will be subject to 100% of program price.

3. INSURANCE

We strongly recommend the purchase of trip insurance which is available for coverage of expenses in varying degrees and circumstances per your personal choice of policy and provider. It is up to you to conduct due diligence in choosing a policy/provider. In the event that you must cancel your participation in our travel program, trip cancellation insurance may be the only source of reimbursement. Baggage insurance is also recommended.

4. PASSPORTS, VISAS AND CORONAVIRUS TRAVEL REQUIREMENTS

Valid passports are required for travel to Europe. It is the customer’s sole responsibility to check with the appropriate consulate or embassy for the latest visa requirements. Covid-19 Vaccination and Testing travel requirements exist and must be adhered to. It is the customer’s sole responsibility to inform themselves of, and comply with, the latest requirements for entry into any destination country, any en-route destinations, and re-entry into the United States. Travel with Style is not responsible for delays, changes or cancellation costs due to incorrect, incomplete or expired traveler documents and / or requirements.

5. CHANGES

Prices are based on current rates of exchange, tariffs and taxes. Travel with Style also reserves the right to withdraw a tour or any part of it to make such alterations in the itinerary or with the tour inclusions as it deems necessary or desirable and to pass on to tour members any expenditures or losses caused by delays or events beyond its control. Itineraries and arranged sightseeing are subject to change at any time due to unforeseen circumstances or circumstances beyond Travel with Style’s control. Every effort will be made to operate tours as planned, but alterations may occur after the final itinerary has been issued.

6. LIMITS ON RESPONSIBILITY

Travel with Style, its employees, officers, directors, successors, agents and assigns, does not own or operate any entity which is to or does provide goods or services for your trip. It purchases transportation (by aircraft, coach, train, vessel or otherwise), hotel and other lodging accommodations, restaurant, ground handling, tour services and other services from various independent suppliers. All such persons and entities are independent contractors. As a result, Travel with Style shall not be liable for any negligent, willful, or intentional act of any such person(s) or entity(ies) or of any third person(s). Travel with Style, acts solely as agents for the customer with respect to all transportation, hotel, lodging and other tour arrangements including meal and beverage services. In that capacity, Travel with Style will exercise reasonable ordinary care to ensure the traveler's safety and satisfaction, but, Travel with Style neither assumes, nor bears any responsibility, or liability, for any illness, injury, death, damage, loss, accident, delay, or irregularity arising from or in connection with the services of any airplane, train, ship, automobile, motor coach, carriage, or other conveyance, hotel, lodging, or the actions of any third-party involved in carrying the traveler or in affecting these tours or the services of any food or beverage provider.

Travel with Style is not responsible for any damages, whether in tort or contract, at law or in equity, along with any other additional expenses, or any other losses due to cancellation, delay or other changes in air or other services, sickness, weather, strike, war, civil disturbances, acts or threats of terrorism, travel warnings or bans, termination or suspension of war risks or other carrier insurance, quarantine, acts of God or other causes beyond its control. All such losses must be borne by the traveler, and tour rates provide for arrangements only for the time and date stated.

In addition, and without limitation, Travel with Style is not responsible for any illness, injury, loss, death, inconvenience, delay or damage to personal property in connection with the provision of any goods or services, whether resulting from, but not limited to, acts of God or force majeure, illness, quarantine, pandemic/endemic restrictions, disease, acts of war, civil unrest, insurrection or revolt, animals, strikes or other labor activities, criminal or terrorist activities of any kind, overbooking or downgrading of services, food poisoning, mechanical or other failure of aircraft, motorcoach or other means of transportation or for failure of any transportation mechanism to arrive or depart on time.

Risks: There are certain inherent risks involved in travel. Customer assumes all such risks with regard to these possibilities.

Travel Advisories/Warnings: It is the sole responsibility of the traveler to become informed about the most current travel advisories and warnings by referring to: the U. S. State Department's travel website at www.travel.state.gov / or by phone at 1-888-407-4747. In the event of an active State Department Travel Warning against travel to the specific destination location(s) of the trip, should the traveler still choose to travel, notwithstanding any travel advisory or warning, then traveler does so at his or her own risk, and the traveler assumes any and all risks of personal injury, illness, death or property damage or loss that may arise out of such travel. Travel advisories and warnings will not be grounds for any claims, refunds or reimbursements to traveler should traveler choose to take part, or not take part, in our travel program.

Travelers Representations: The traveler represents, and warrants that at the time of travel, that neither he nor she, nor anyone traveling with him or her, has any physical, medical, or other condition or disability, that could create a hazard to himself or herself, or to other members of the tour. Travel with Style reserves the sole right to decline to accept anyone on a trip. Travel with Style reserves the right to remove from the trip, at travelers’ sole expense, anyone whose condition is such that he or she could create a hazard to himself or others, or otherwise impact the enjoyment of other passengers on the trip.

7. CORONAVIRUS/COVID-19

COVID-19 is a known event that is affecting travel worldwide. As a result of the spread of the coronavirus (“Covid-19”) and its variants, governments and travel suppliers (including airlines, hotels, restaurants, guides, transportation companies including motorcoach companies, tours and tourist attractions) have implemented health, safety, hygiene, security and other measures to be followed before, during and after your trip (collectively, the “Covid Measures”). As a result of Covid-19 and/or the Covid Measures, you and other travelers may experience, without limitation: (i) extended wait-times and other travel delays; (ii) shortening, prolonging, or cancelling your trip or trip excursions; (iii), not gaining entry to your destination country(ies) or certain tourist attractions, and/or returning home unexpectedly; and (iv) unexpected costs associated with Covid-19 testing and other Covid Measures, including without limitation, hospital stays, medical treatments, cancellations or change charges relating to your trip, early cancellation or extended trip charges, as well as in-destination and home-country quarantine protocols. Because Covid Measures change day-to-day and from country to country, the preceding risks and costs associated with Covid-19, and the listed Covid Measures are not intended to be exhaustive. You (for yourself and on behalf of your aforesaid traveling companions, and each of your and their family, spouse, estate, heirs, executors, administrators, assigns, and personal representatives) covenant not to sue, and release, waive and discharge Travel with Style from any and all liability, claims, demands, actions, and causes of action whatsoever, directly or indirectly arising out of or related to any loss, damage, illness, or injury, including death, that may be sustained by you or your aforesaid traveling companions related to Covid-19, or similar virus. Covid Measures are generally updated frequently and are typically set out on government websites and we recommend that you visit these websites frequently before and during your trip.

COVID-19 POLICIES AND PROCEDURES: KNOWING ACCEPTANCE OF THE RISKS

Customers are encouraged to discuss the advisability of travel with their personal physicians, and to review the U.S. Centers for Disease Control (“CDC”) website for updated information. Customer acknowledges, understands and accepts that while willfully participating in the travel program, and all activities included in the program, not limited transportation, tours, hotels, sightseeing, attraction visits, food and beverage services and establishments, the customer or other customers may be exposed to communicable illnesses, including but not limited to Covid-19, influenza and colds. Customer further understands and accepts that the risk of exposures to these communicable illnesses and others is inherent in most activities where people interact or share common facilities, is beyond our control, and cannot be eliminated under any circumstances. Customer knowingly and voluntarily accepts these risks as part of these terms and conditions, including the risk of serious illness or death arising from such exposures, and/or all related damages, loss, costs and expenses of any nature whatsoever.

Agreement to Abide by Current COVID-19 Policies and Procedures

Travel with Style’s COVID-19 Policies and Procedures are subject to guidance and directives of established health authorities in the U.S., Germany and other destinations, including the CDC and other international, national and local health agencies associated with the travel program. Customer acknowledges that these directives may change from time to time and that Travel with Style’s COVID-19 Policies and Procedures may therefore change. Customer expressly agrees to comply not only with the COVID-19 Policies and Procedures as they are described herein, but also as they are set forth at the onset of the tour or at any point during the tour. In case of any conflict between the customer and our COVID-19 Policies and Procedures, Travel with Style governs. Customer’s agreement to abide by our COVID-19 Policies and Procedures constitutes an integral part of these terms and agreements.

You acknowledge (for yourself and on behalf of your traveling companions that have booked a Travel with Style trip through or by you), that you will comply with, and will cause your traveling companions to comply with, all Covid Measures, and will do so at your cost and risk. For greater certainty, you agree that all costs associated with Covid-19 and complying with Covid Measures, including those set out in these terms and conditions, have not been included in, and are in addition to, your trip price and you are fully responsible for, and shall pay, same.
Customer understands that our Covid-19 Policies and Procedures may or will include (but are not be limited to): (1) customer providing evidence of a negative covid test (rapid antigen or PCR test performed and verified by a third party (no at-home test)) 48 hours or less prior to the tour start date (2) mandatory use by each customer of face coverings as required by local authorities, and as determined by travel program personnel on an as needed basis (3) all restrictions/mandates based on local conditions (4) confinement of customers to hotel rooms/lodging, quarantine or other emergency measures if such steps are necessary to prevent or slow the spread of COVID-19 (5) customer providing proof of vaccination according to the criteria set forth by us at the time of the first day of the tour program (6) other policies and procedures deemed by Travel with Style in its sole discretion to be necessary to reduce the risk of spread of COVID-19.

Any noncompliance by customer or members of customer’s traveling party with Travel with Style’s COVID-19 Policies and Procedures shall be grounds for refusal to board/join tour, refusal to re-board/re-join tour or other steps deemed necessary in our sole discretion under the circumstances to protect the health and well-being of others. Under these circumstances, customer shall not be entitled to a refund or compensation of any kind. Customer will be responsible for all related costs and fines, including without limitation for travel expenses and for proper travel documentation, testing or quarantine expenses or measures required for customer’s return to country of residence. Under no circumstances shall we be liable for any damages or expenses whatsoever incurred by any customer as a result of such denial of boarding/joining, or re-boarding/re-joining tour.

Customer testing positive for COVID-19 pre-tour: Customer agrees that if at any time within 14 days prior to day one of the tour, if customer tests positive for COVID-19, exhibits signs or symptoms of COVID-19, or has had close contact with a person confirmed or suspected as having COVID-19, or we otherwise determine in our sole discretion that customer is unfit to board because of any communicable illness, we will deny boarding/joining tour to such customer. We strongly recommend you purchase trip insurance that may assist you in the event you are unable to participate in our travel program. Under no circumstances shall we have any other liability for any compensation or other damages whatsoever, including but not limited to compensation for lodging or travel.

Customer testing positive for COVID-19 during tour: Customer understands and agrees that if, after boarding/joining tour, and even if customer has fully complied with all COVID-19 Policies and Procedures, customer tests positive for COVID-19 or exhibits signs or symptoms of COVID-19, we will deny reboarding/re-joining tour to such customer in our sole discretion in order to protect the health and well-being of others. Each such customer is responsible for all other related costs and fines, including without limitation travel expenses. Under no circumstances shall we be liable to any such customer for any costs, damages or expenses whatsoever incurred by any customer.

8. MEDICAL CARE AND OTHER PERSONAL SERVICES

Travel with Style does not guarantee the availability or quality of medical care that customer may seek or require. To the extent customers retain the services of medical personnel or independent contractors, customers do so at their sole risk. Any medical personnel attending to a customer during the booked period of time of our tour program, whether arranged by customer directly or through our assistance, are provided solely for the convenience of the customer, and will work directly for the customer, and shall not be deemed to be acting under the control or supervision of the Travel with Style, as we are not a medical provider. We assume no liability whatsoever for any treatment, failure to treat, diagnosis, misdiagnosis, actual or alleged malpractice, advice, examination or other services provided by such persons or entities. Customer shall be solely responsible for and shall pay for all medical care or other personal services requested or required including the cost of any emergency medical care or transportation incurred by us and any and all costs associated with the provision of medical services.

9. GOVERNING LAW; JURISDICTION

The parties agree that this Agreement is entered into in the State of Florida, and that all claims and disputes arising hereunder or related to this Agreement and shall be governed by and construed in accordance with, the laws of the State of Florida, without regard to its conflicts of law provisions. All disputes arising out or related to this Agreement shall be adjudicated exclusively in the state or federal courts located in Miami-Dade County, Florida, to the exclusion of any other jurisdiction or venue. In the event of any litigation pertaining to, or arising from, the subject matter of this Agreement, the parties shall bear their own attorney’s fees and costs. The parties each agree to the irrevocably waive any right to trial by jury.

The parties agree that while this Agreement may have been drafted by one party
side, it has been negotiated both as to substance and form by both sides. It is not to be construed in favor of or against either party by reason of the stationary upon which it is finalized or by reason of it having been drafted or finalized, in whole or in part, by one party.

10. SURVIVAL OF TERMS

The terms contained in Sections 6, 8, 9, 12 and 13 of this Agreement shall survive termination of this Agreement.

11. ENTIRE AGREEMENT

This Agreement supersedes any and all other agreements, either oral or in writing, between the parties relating to the rights and liabilities arising from this Agreement. This Agreement contains the entire agreement of the parties. No failure to exercise, and no delay in exercising, any right, power, or privilege under this agreement shall operate as a waiver, nor shall any single or partial exercise of any right, power, or privilege hereunder preclude the exercise of any other right, power, or privilege. No waiver of any breach of any provision shall be deemed to be a waiver of any proceeding or succeeding breach of the same or any other provision, nor shall any waiver be implied from any course of dealing between the Parties. No extension of time for performance of any obligations or other acts hereunder or under any other agreement shall be deemed to be an extension of the time for performance of any obligations or any other acts.

12. EXECUTION OF NECESSARY INSTRUMENTS

Each of the parties hereto agrees to carry out and fulfill their respective covenants contained herein and each agrees to execute and deliver such documents or other instruments as may be necessary or appropriate to effect fulfillment of the provisions set forth herein.

13. SEVERABILITY

If any provision in this Agreement is held by a court of competent jurisdiction to be invalid, void, or unenforceable, the remaining provisions shall continue in full force and effect without being impaired or invalidated in any way.

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