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Ist die Installation der PiperSpin Casino App in der Schweiz sicher

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Wer in der Schweiz mobil spielen will, stellt sich die Frage immer öfter, ob Apps aus Quellen abseits der offiziellen Stores sicher sind piperspinscasino.ch. Die PiperSpin App lädt man direkt von piperspinscasino.ch herunter – eine Installation, die den App Store oder Google Play umgeht. Das wirft berechtigte Fragen auf: Wie steht es um Datenschutz, Zahlungssicherheit und die rechtliche Absicherung? Bevor man die Software aufs Handy spielt und persönliche Daten preisgibt, lohnt sich ein nüchterner Blick auf die technische Infrastruktur, die Lizenz und die Verschlüsselung.

Gesetzlicher Rahmen für Spiel-Apps in der Schweiz

Seit das neue Geldspielgesetz in Kraft ist, wird der Online-Casinomarkt in der Schweiz streng kontrolliert. Nur wer eine Konzession der Eidgenössischen Spielbankenkommission (ESBK) besitzt, darf legal anbieten. Ausländische Plattformen ohne Schweizer Lizenz bewegen sich in einer rechtlichen Grauzone. Für Spieler ist die Nutzung nicht direkt strafbar, aber der Schutz durch Schweizer Gerichte ist eingeschränkt. PiperSpin arbeitet üblicherweise mit einer internationalen Lizenz, zum Beispiel aus Curacao. Das heisst: Die Schweizer Aufsichtsbehörden haben keinen direkten Einfluss darauf, ob die Spiele fair ablaufen oder wie mit Kundengeldern umgegangen wird.

Im Streitfall gilt dann nicht Schweizer Recht, sondern das Recht des Lizenzstaates. Ansprüche durchzusetzen kann kompliziert werden und dauert oft länger. Auch der Spielerschutz fällt anders aus: Schweizer Casinos arbeiten mit Sozialkonzepten und einem landesweiten Sperrsystem, internationale Anbieter setzen diese Instrumente meist weniger konsequent ein. Wer die PiperSpin App installiert, sollte diese rechtliche Verschiebung kennen. Die strengen helvetischen Schutzmechanismen greifen hier nicht.

Zahlungsabwicklung und Absicherung der Finanzdaten

Ein- und Auszahlungen sind der kritischste Teil jeder Casino-App. PiperSpin nutzt gängige Zahlungsdienstleister ein und stellt bereit für den Schweizer Markt Kreditkarten, E-Wallets und teilweise Kryptowährungen an. Die Zahlungen erfolgen meist über zertifizierte Payment-Gateways, die Kreditkartendaten nach dem PCI-DSS-Standard verarbeiten. Der Casino-Betreiber bekommt also nie die vollständigen Kartendaten zu sehen – das verringert das Risiko eines Datenlecks deutlich. Die Transaktionen sind Ende-zu-Ende verschlüsselt.

Ein bestimmtes Restrisiko bleibt trotzdem, vor allem bei Kryptowährungen, weil Transaktionen dort nicht rückgängig gemacht werden können. Schweizer Spieler mögen ausserdem die Gebühren und die Bearbeitungszeiten für Auszahlungen im Blick behalten. Seriöse Anbieter wie PiperSpin schalten Auszahlungen erst nach erfolgreicher Identitätsprüfung frei – das ist ein Sicherheitsmerkmal gegen Geldwäsche, kann aber zu Verzögerungen führen. Wer die Zwei-Faktor-Authentifizierung für sein Spielerkonto aktivieren kann, sollte das tun. Das ist eine weitere Schutzebene.

Fairness der Spiele und RNG-Beglaubigung

Der Kern der PiperSpin App bilden Casino-Spiele, deren Ergebnisse auf RNGs (RNG) gründen. Externe Prüflabore wie iTech Labs oder eCOGRA testen diese Generatoren regelmäßig auf echte Zufälligkeit und Fairness und fertigen Zertifikate aus. Ein derartiges Zertifikat sollte in der App oder auf der Webseite abrufbar sein. Ist nicht vorhanden diese unabhängige Prüfung, liegt theoretisch die Wahrscheinlichkeit, dass Auszahlungsquoten beeinflusst werden. PiperSpin gibt an, mit zertifizierten Spieleentwicklern zu arbeiten, deren Spiele schon ab Werk geprüft sind.

Die theoretische Auszahlungsquote (RTP) ist für jedes Spiel transparent kommuniziert. Schweizer Spieler sind in der Lage diese Werte mit den Angeboten konzessionierter Schweizer Online-Casinos vergleichen. Ungewöhnlich hohe Gewinnversprechen sind oft ein Warnsignal. Bei einer direkten Installation ist die technische Integrität der Software besonders wichtig, denn die App ist nicht von den Stores auf versteckte Manipulationen getestet. Regelmäßige Updates durch den Anbieter weisen auf aktive Wartung hin und darauf darauf, dass Sicherheitslücken beseitigt werden.

Sicherheitsaspekte der Installationsdatei

Apps jenseits von Google Play bzw. Apple App Store zu installieren, beinhaltet Risiken mit sich die automatischen Sicherheitschecks der Plattformen fallen weg. Die APK-Datei von PiperSpin lädt man direkt von der Webseite heruntergeladen. Eine Analyse ergibt, dass die Datei digital signiert ist. Das garantiert, dass sie seit der Erstellung nicht manipuliert wurde. Nichtsdestotrotz sollte der Nutzer vor der Installation die angeforderten Berechtigungen überprüfen. Eine Casino-App erfordert keinen Zugriff auf Kontakte, Standort oder Kamera. Solche Anfragen wären ein klares Warnsignal.

Moderne Betriebssysteme bieten die Option, die Installation aus unbekannten Quellen nur kurz freizugeben und danach wieder zu sperren. Das ist sehr zu empfehlen. Ein aktueller Virenscanner auf dem Gerät sollte die APK vor dem Öffnen untersuchen. Die PiperSpin App selbst verwendet bei der Datenübertragung auf TLS-Verschlüsselung. So bleibt der Verkehr zwischen App und Server vor dem Abfangen durch Dritte geschützt. Dieses Verschlüsselungsniveau ist vergleichbar mit dem, was auch Schweizer Banken-Apps verwenden.

Datensicherheit und Behandlung mit personenbezogenen Informationen

Bei der Kontoerstellung erfasst die PiperSpin App vertrauliche Daten: Name, Adresse, Geburtsdatum und Zahlungsinformationen. Wie diese Daten hinterlegt und genutzt werden, ist in der Datenschutzerklärung des Anbieters. Der Betreiber befindet sich meist jenseits der Schweiz, oft auch ausserhalb der EU. Damit kommt die strenge Datenschutz-Grundverordnung nicht automatisch. Schweizer Nutzer sollten unbedingt genau hinschauen, ob eine Auftragsdatenverarbeitung nach Schweizer Standard zugesichert wird oder ob die Daten in Länder mit niedrigerem Schutz abfliessen.

Hinzu kommt die Preisgabe von Daten an Dritte für Marketing. Seriöse Anbieter gewähren eine Opt-out-Möglichkeit, aber die Voreinstellungen sind oft auf Zustimmung. Die PiperSpin App fordert ausserdem einen Identitätsnachweis nach dem Know-Your-Customer-Prinzip. Dafür hat man Ausweisdokumente übermitteln. Wie sicher der Upload-Server ist und wie lange diese besonders vertraulichen Dokumente archiviert werden, sind kritische Punkte. Nutzer müssten darauf achten, dass die Ausweiskopie nur über eine sichere HTTPS-Verbindung übertragen wird.

Gegenüberstellung mit offiziellen Schweizer Casino-Apps

Amtliche Schweizer Casino-Apps, wie von Swiss Casinos oder dem Grand Casino Luzern, durchlaufen ein rigoroses Zulassungsverfahren der ESBK. Die Sicherheitsanforderungen sind rechtlich festgelegt und werden turnusmäßig auditiert. Die PiperSpin App ist diesem landesweiten Prüfprozess nicht unterworfen. Das heißt nicht zwangsläufig, dass sie nicht sicher ist, aber das amtliche Gütesiegel fehlt. Technologisch schützen sich beide gleichartig. Der wesentliche Unterschied befindet sich im juristischen Rahmen und der amtlichen Aufsicht – im Konfliktfall ein klarer Vorteil für den Spieler.

Ein anderer Punkt sind die Sperrsysteme. Schweizer Casinos sind an einem landesweiten Sperrsystem, das schutzbedürftige Personen effektiv schützt. International Apps wie PiperSpin stellen eigene Limits und Selbstsperren an, aber diese finden Anwendung nur auf der eigenen Plattform, nicht landesweit. Wer größtmöglichen Spielerschutz und eine klare rechtliche Handhabe anstrebt, ist mit staatlichen Schweizer Apps besser bedient. Die PiperSpin App kann technologisch sicher sein, stellt aber keinen Ersatz dar aber nicht den umfassenden Schutz des Schweizer Regulierungssystems.

Fragen und Antworten

Ist die PiperSpin App in der Schweiz überhaupt legal nutzbar?

Das Nutzen der PiperSpin App ist für Schweizer Bürger nicht strafbar. Das Geldspielgesetz richtet sich in erster Linie gegen die Betreiber, nicht gegen die Spieler. Allerdings besitzt besitzt die App keine Konzession der Eidgenössischen Spielbankenkommission, sondern operiert mit einer internationalen Lizenz. Das Angebot gilt aus Schweizer Sicht nicht legal, aber für Privatpersonen hat die Nutzung keine rechtlichen Konsequenzen. Den Spielerschutz nach Schweizer Standard gibt es hier nicht.

Welche Zugriffsrechte benötigt die PiperSpin App auf meinem Smartphone?

Eine zuverlässige Casino-App benötigt nur wenige Berechtigungen. Notwendig sind der Internetzugriff zur Datenverbindung und eventuell der Speicherzugriff, um Spieldaten zu cachen. Zugriffe auf Kontakte, Standort, Mikrofon oder Kamera stehen mit dem Spielbetrieb nicht verbunden und sollten stutzig machen. Bei der Installation der APK listet das Android-System die angeforderten Berechtigungen https://www.marketindex.com.au/asx/bbt/announcements/bluebet-to-exit-market-access-agreement-in-indiana-2A1532550 an – prüfen Sie diese genau, bevor Sie akzeptieren.

Wie geschützt sind meine Zahlungsdaten in der PiperSpin App?

Die Zahlungen führen zertifizierte Dienstleister ab, die entsprechend dem internationalen PCI-DSS-Standard arbeiten. Die App speichert keine vollständigen Kreditkartendaten, sondern nur Token für wiederholte Zahlungen. Die gesamte Kommunikation mit den Zahlungsservern wird TLS-verschlüsselt. Zusätzliche Sicherheit bringt die Zwei-Faktor-Authentifizierung für das Spielerprofil. Damit sind unbefugte Transaktionen unterbinden und das Finanzkonto bleibt vor unberechtigten Zugriffen geschützt.

Lässt sich die PiperSpin App auf einem Apple iPhone installieren?

Auf einem Apple iPhone ohne Jailbreak können Apps nicht direkt jenseits des App Stores installieren. Apple untersagt das sogenannte Sideloading grundsätzlich. Für Nutzer von iPhones stellt PiperSpin meistens eine progressive Web-App bereit. Diese legen Sie über den Safari-Browser auf dem Homescreen ab. Die Web-App bietet einen ähnlichen Funktionsumfang, läuft aber in der Browser-Sandbox und unterliegt damit den Sicherheitsbeschränkungen von iOS – ein zusätzlicher Schutz.

Terms and Conditions

Welcome to the Style Ventures, Inc. dba. "Travel with Style" website (the "Website"). The terms "we", "us", "our", and “Travel with Style" refer to Style Ventures, Inc., a Florida corporation. The term "you", “customer”, or “the traveler” refers to the customer visiting or using the Website and booking a reservation through our customer service agents. Where reference is made to both Travel with Style and the customer, they may collectively be referred to as the “parties.”

1. REGISTRATION AND PAYMENT

A deposit of 30% is required at the time of booking. We accept payment via Zelle, Venmo, credit card, check, wire transfer or money order. The balance is due 90 days prior to departure. If your reservation is made within 90 days of departure, the entire cost of the trip must be paid at the time of confirmation.

2. CANCELLATION

All cancellations of confirmed reservations are subject to a $100 per person administrative fee. Cancellations 90 days or more prior to departure will receive full refund minus the $100 per person administrative fee. Cancellation at 89 days or less will be subject to 100% of program price.

3. INSURANCE

We strongly recommend the purchase of trip insurance which is available for coverage of expenses in varying degrees and circumstances per your personal choice of policy and provider. It is up to you to conduct due diligence in choosing a policy/provider. In the event that you must cancel your participation in our travel program, trip cancellation insurance may be the only source of reimbursement. Baggage insurance is also recommended.

4. PASSPORTS, VISAS AND CORONAVIRUS TRAVEL REQUIREMENTS

Valid passports are required for travel to Europe. It is the customer’s sole responsibility to check with the appropriate consulate or embassy for the latest visa requirements. Covid-19 Vaccination and Testing travel requirements exist and must be adhered to. It is the customer’s sole responsibility to inform themselves of, and comply with, the latest requirements for entry into any destination country, any en-route destinations, and re-entry into the United States. Travel with Style is not responsible for delays, changes or cancellation costs due to incorrect, incomplete or expired traveler documents and / or requirements.

5. CHANGES

Prices are based on current rates of exchange, tariffs and taxes. Travel with Style also reserves the right to withdraw a tour or any part of it to make such alterations in the itinerary or with the tour inclusions as it deems necessary or desirable and to pass on to tour members any expenditures or losses caused by delays or events beyond its control. Itineraries and arranged sightseeing are subject to change at any time due to unforeseen circumstances or circumstances beyond Travel with Style’s control. Every effort will be made to operate tours as planned, but alterations may occur after the final itinerary has been issued.

6. LIMITS ON RESPONSIBILITY

Travel with Style, its employees, officers, directors, successors, agents and assigns, does not own or operate any entity which is to or does provide goods or services for your trip. It purchases transportation (by aircraft, coach, train, vessel or otherwise), hotel and other lodging accommodations, restaurant, ground handling, tour services and other services from various independent suppliers. All such persons and entities are independent contractors. As a result, Travel with Style shall not be liable for any negligent, willful, or intentional act of any such person(s) or entity(ies) or of any third person(s). Travel with Style, acts solely as agents for the customer with respect to all transportation, hotel, lodging and other tour arrangements including meal and beverage services. In that capacity, Travel with Style will exercise reasonable ordinary care to ensure the traveler's safety and satisfaction, but, Travel with Style neither assumes, nor bears any responsibility, or liability, for any illness, injury, death, damage, loss, accident, delay, or irregularity arising from or in connection with the services of any airplane, train, ship, automobile, motor coach, carriage, or other conveyance, hotel, lodging, or the actions of any third-party involved in carrying the traveler or in affecting these tours or the services of any food or beverage provider.

Travel with Style is not responsible for any damages, whether in tort or contract, at law or in equity, along with any other additional expenses, or any other losses due to cancellation, delay or other changes in air or other services, sickness, weather, strike, war, civil disturbances, acts or threats of terrorism, travel warnings or bans, termination or suspension of war risks or other carrier insurance, quarantine, acts of God or other causes beyond its control. All such losses must be borne by the traveler, and tour rates provide for arrangements only for the time and date stated.

In addition, and without limitation, Travel with Style is not responsible for any illness, injury, loss, death, inconvenience, delay or damage to personal property in connection with the provision of any goods or services, whether resulting from, but not limited to, acts of God or force majeure, illness, quarantine, pandemic/endemic restrictions, disease, acts of war, civil unrest, insurrection or revolt, animals, strikes or other labor activities, criminal or terrorist activities of any kind, overbooking or downgrading of services, food poisoning, mechanical or other failure of aircraft, motorcoach or other means of transportation or for failure of any transportation mechanism to arrive or depart on time.

Risks: There are certain inherent risks involved in travel. Customer assumes all such risks with regard to these possibilities.

Travel Advisories/Warnings: It is the sole responsibility of the traveler to become informed about the most current travel advisories and warnings by referring to: the U. S. State Department's travel website at www.travel.state.gov / or by phone at 1-888-407-4747. In the event of an active State Department Travel Warning against travel to the specific destination location(s) of the trip, should the traveler still choose to travel, notwithstanding any travel advisory or warning, then traveler does so at his or her own risk, and the traveler assumes any and all risks of personal injury, illness, death or property damage or loss that may arise out of such travel. Travel advisories and warnings will not be grounds for any claims, refunds or reimbursements to traveler should traveler choose to take part, or not take part, in our travel program.

Travelers Representations: The traveler represents, and warrants that at the time of travel, that neither he nor she, nor anyone traveling with him or her, has any physical, medical, or other condition or disability, that could create a hazard to himself or herself, or to other members of the tour. Travel with Style reserves the sole right to decline to accept anyone on a trip. Travel with Style reserves the right to remove from the trip, at travelers’ sole expense, anyone whose condition is such that he or she could create a hazard to himself or others, or otherwise impact the enjoyment of other passengers on the trip.

7. CORONAVIRUS/COVID-19

COVID-19 is a known event that is affecting travel worldwide. As a result of the spread of the coronavirus (“Covid-19”) and its variants, governments and travel suppliers (including airlines, hotels, restaurants, guides, transportation companies including motorcoach companies, tours and tourist attractions) have implemented health, safety, hygiene, security and other measures to be followed before, during and after your trip (collectively, the “Covid Measures”). As a result of Covid-19 and/or the Covid Measures, you and other travelers may experience, without limitation: (i) extended wait-times and other travel delays; (ii) shortening, prolonging, or cancelling your trip or trip excursions; (iii), not gaining entry to your destination country(ies) or certain tourist attractions, and/or returning home unexpectedly; and (iv) unexpected costs associated with Covid-19 testing and other Covid Measures, including without limitation, hospital stays, medical treatments, cancellations or change charges relating to your trip, early cancellation or extended trip charges, as well as in-destination and home-country quarantine protocols. Because Covid Measures change day-to-day and from country to country, the preceding risks and costs associated with Covid-19, and the listed Covid Measures are not intended to be exhaustive. You (for yourself and on behalf of your aforesaid traveling companions, and each of your and their family, spouse, estate, heirs, executors, administrators, assigns, and personal representatives) covenant not to sue, and release, waive and discharge Travel with Style from any and all liability, claims, demands, actions, and causes of action whatsoever, directly or indirectly arising out of or related to any loss, damage, illness, or injury, including death, that may be sustained by you or your aforesaid traveling companions related to Covid-19, or similar virus. Covid Measures are generally updated frequently and are typically set out on government websites and we recommend that you visit these websites frequently before and during your trip.

COVID-19 POLICIES AND PROCEDURES: KNOWING ACCEPTANCE OF THE RISKS

Customers are encouraged to discuss the advisability of travel with their personal physicians, and to review the U.S. Centers for Disease Control (“CDC”) website for updated information. Customer acknowledges, understands and accepts that while willfully participating in the travel program, and all activities included in the program, not limited transportation, tours, hotels, sightseeing, attraction visits, food and beverage services and establishments, the customer or other customers may be exposed to communicable illnesses, including but not limited to Covid-19, influenza and colds. Customer further understands and accepts that the risk of exposures to these communicable illnesses and others is inherent in most activities where people interact or share common facilities, is beyond our control, and cannot be eliminated under any circumstances. Customer knowingly and voluntarily accepts these risks as part of these terms and conditions, including the risk of serious illness or death arising from such exposures, and/or all related damages, loss, costs and expenses of any nature whatsoever.

Agreement to Abide by Current COVID-19 Policies and Procedures

Travel with Style’s COVID-19 Policies and Procedures are subject to guidance and directives of established health authorities in the U.S., Germany and other destinations, including the CDC and other international, national and local health agencies associated with the travel program. Customer acknowledges that these directives may change from time to time and that Travel with Style’s COVID-19 Policies and Procedures may therefore change. Customer expressly agrees to comply not only with the COVID-19 Policies and Procedures as they are described herein, but also as they are set forth at the onset of the tour or at any point during the tour. In case of any conflict between the customer and our COVID-19 Policies and Procedures, Travel with Style governs. Customer’s agreement to abide by our COVID-19 Policies and Procedures constitutes an integral part of these terms and agreements.

You acknowledge (for yourself and on behalf of your traveling companions that have booked a Travel with Style trip through or by you), that you will comply with, and will cause your traveling companions to comply with, all Covid Measures, and will do so at your cost and risk. For greater certainty, you agree that all costs associated with Covid-19 and complying with Covid Measures, including those set out in these terms and conditions, have not been included in, and are in addition to, your trip price and you are fully responsible for, and shall pay, same.
Customer understands that our Covid-19 Policies and Procedures may or will include (but are not be limited to): (1) customer providing evidence of a negative covid test (rapid antigen or PCR test performed and verified by a third party (no at-home test)) 48 hours or less prior to the tour start date (2) mandatory use by each customer of face coverings as required by local authorities, and as determined by travel program personnel on an as needed basis (3) all restrictions/mandates based on local conditions (4) confinement of customers to hotel rooms/lodging, quarantine or other emergency measures if such steps are necessary to prevent or slow the spread of COVID-19 (5) customer providing proof of vaccination according to the criteria set forth by us at the time of the first day of the tour program (6) other policies and procedures deemed by Travel with Style in its sole discretion to be necessary to reduce the risk of spread of COVID-19.

Any noncompliance by customer or members of customer’s traveling party with Travel with Style’s COVID-19 Policies and Procedures shall be grounds for refusal to board/join tour, refusal to re-board/re-join tour or other steps deemed necessary in our sole discretion under the circumstances to protect the health and well-being of others. Under these circumstances, customer shall not be entitled to a refund or compensation of any kind. Customer will be responsible for all related costs and fines, including without limitation for travel expenses and for proper travel documentation, testing or quarantine expenses or measures required for customer’s return to country of residence. Under no circumstances shall we be liable for any damages or expenses whatsoever incurred by any customer as a result of such denial of boarding/joining, or re-boarding/re-joining tour.

Customer testing positive for COVID-19 pre-tour: Customer agrees that if at any time within 14 days prior to day one of the tour, if customer tests positive for COVID-19, exhibits signs or symptoms of COVID-19, or has had close contact with a person confirmed or suspected as having COVID-19, or we otherwise determine in our sole discretion that customer is unfit to board because of any communicable illness, we will deny boarding/joining tour to such customer. We strongly recommend you purchase trip insurance that may assist you in the event you are unable to participate in our travel program. Under no circumstances shall we have any other liability for any compensation or other damages whatsoever, including but not limited to compensation for lodging or travel.

Customer testing positive for COVID-19 during tour: Customer understands and agrees that if, after boarding/joining tour, and even if customer has fully complied with all COVID-19 Policies and Procedures, customer tests positive for COVID-19 or exhibits signs or symptoms of COVID-19, we will deny reboarding/re-joining tour to such customer in our sole discretion in order to protect the health and well-being of others. Each such customer is responsible for all other related costs and fines, including without limitation travel expenses. Under no circumstances shall we be liable to any such customer for any costs, damages or expenses whatsoever incurred by any customer.

8. MEDICAL CARE AND OTHER PERSONAL SERVICES

Travel with Style does not guarantee the availability or quality of medical care that customer may seek or require. To the extent customers retain the services of medical personnel or independent contractors, customers do so at their sole risk. Any medical personnel attending to a customer during the booked period of time of our tour program, whether arranged by customer directly or through our assistance, are provided solely for the convenience of the customer, and will work directly for the customer, and shall not be deemed to be acting under the control or supervision of the Travel with Style, as we are not a medical provider. We assume no liability whatsoever for any treatment, failure to treat, diagnosis, misdiagnosis, actual or alleged malpractice, advice, examination or other services provided by such persons or entities. Customer shall be solely responsible for and shall pay for all medical care or other personal services requested or required including the cost of any emergency medical care or transportation incurred by us and any and all costs associated with the provision of medical services.

9. GOVERNING LAW; JURISDICTION

The parties agree that this Agreement is entered into in the State of Florida, and that all claims and disputes arising hereunder or related to this Agreement and shall be governed by and construed in accordance with, the laws of the State of Florida, without regard to its conflicts of law provisions. All disputes arising out or related to this Agreement shall be adjudicated exclusively in the state or federal courts located in Miami-Dade County, Florida, to the exclusion of any other jurisdiction or venue. In the event of any litigation pertaining to, or arising from, the subject matter of this Agreement, the parties shall bear their own attorney’s fees and costs. The parties each agree to the irrevocably waive any right to trial by jury.

The parties agree that while this Agreement may have been drafted by one party
side, it has been negotiated both as to substance and form by both sides. It is not to be construed in favor of or against either party by reason of the stationary upon which it is finalized or by reason of it having been drafted or finalized, in whole or in part, by one party.

10. SURVIVAL OF TERMS

The terms contained in Sections 6, 8, 9, 12 and 13 of this Agreement shall survive termination of this Agreement.

11. ENTIRE AGREEMENT

This Agreement supersedes any and all other agreements, either oral or in writing, between the parties relating to the rights and liabilities arising from this Agreement. This Agreement contains the entire agreement of the parties. No failure to exercise, and no delay in exercising, any right, power, or privilege under this agreement shall operate as a waiver, nor shall any single or partial exercise of any right, power, or privilege hereunder preclude the exercise of any other right, power, or privilege. No waiver of any breach of any provision shall be deemed to be a waiver of any proceeding or succeeding breach of the same or any other provision, nor shall any waiver be implied from any course of dealing between the Parties. No extension of time for performance of any obligations or other acts hereunder or under any other agreement shall be deemed to be an extension of the time for performance of any obligations or any other acts.

12. EXECUTION OF NECESSARY INSTRUMENTS

Each of the parties hereto agrees to carry out and fulfill their respective covenants contained herein and each agrees to execute and deliver such documents or other instruments as may be necessary or appropriate to effect fulfillment of the provisions set forth herein.

13. SEVERABILITY

If any provision in this Agreement is held by a court of competent jurisdiction to be invalid, void, or unenforceable, the remaining provisions shall continue in full force and effect without being impaired or invalidated in any way.

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